Sydney, New South Wales

Buy vs. Rent Calculator

๐Ÿ“Š Sydney Market Analysis

The Sydney housing market shows a Price-to-Rent ratio of 33.9, calculated from an average home price of $1,300,000 against monthly rents of $3,200. A ratio above 18 suggests that renting and investing the savings into a diversified portfolio is likely the sharper financial play. With a $260,000 down payment, the alternative is investing that capital at a 5% annual return โ€” a key factor our calculator models over 30 years. Adjust the sliders below to test your personal scenario.

Calculating your rent vs buy analysis for Sydney...

Analyzing 30 years of financial projections with $1,300,000 home price and $3,200/month rent.

Is buying in Sydney, New South Wales a bad idea? (2026 Analysis)