Munich
Buy vs. Rent Calculator
📊 Munich Market Analysis
Buying a home in Munich comes with costs that never appear in the listing price. Closing costs run 12.0% of the purchase price (€90,000), annual property taxes are 0.35%, and maintenance averages 1% per year. For someone staying less than 3 years, these unrecoverable costs add up to approximately €94,125 per year — before you even account for selling fees of 6%. In Munich, these friction costs tilt the math firmly toward renting for anyone without a 10+ year horizon. The calculator below lets you see exactly when buying overtakes renting for your situation.