Montreal, Quebec
Buy vs. Rent Calculator
📊 Montreal Market Analysis
The Montreal housing market shows a Price-to-Rent ratio of 25.5, calculated from an average home price of $550,000 against monthly rents of $1,800. A ratio above 18 suggests that renting and investing the savings into a diversified portfolio is likely the sharper financial play. With a $110,000 down payment, the alternative is investing that capital at a 5% annual return — a key factor our calculator models over 30 years. Adjust the sliders below to test your personal scenario.