Miami, Florida
Buy vs. Rent Calculator
📊 Miami Market Analysis
The Miami housing market shows a Price-to-Rent ratio of 16.4, calculated from an average home price of $550,000 against monthly rents of $2,800. A ratio below 18 signals that buying may outperform renting as a wealth-building strategy. With a $110,000 down payment, the alternative is investing that capital at a 5% annual return — a key factor our calculator models over 30 years. Adjust the sliders below to test your personal scenario.