Madrid
Buy vs. Rent Calculator
📊 Madrid Market Analysis
The Madrid housing market shows a Price-to-Rent ratio of 22.2, calculated from an average home price of €400,000 against monthly rents of €1,500. A ratio above 18 suggests that renting and investing the savings into a diversified portfolio is likely the sharper financial play. With a €80,000 down payment, the alternative is investing that capital at a 5% annual return — a key factor our calculator models over 30 years. Adjust the sliders below to test your personal scenario.