Austin, Texas

Buy vs. Rent Calculator

๐Ÿ“Š Austin Market Analysis

The Austin housing market shows a Price-to-Rent ratio of 17.0, calculated from an average home price of $450,000 against monthly rents of $2,200. A ratio below 18 signals that buying may outperform renting as a wealth-building strategy. With a $90,000 down payment, the alternative is investing that capital at a 5% annual return โ€” a key factor our calculator models over 30 years. Adjust the sliders below to test your personal scenario.

Calculating your rent vs buy analysis for Austin...

Analyzing 30 years of financial projections with $450,000 home price and $2,200/month rent.

Is buying in Austin, Texas a bad idea? (2026 Analysis)